Have you decided to build your own home? Are you unsure which steps to take to get the process started? Choosing to create your own home can seem like a scary step, but with the right team and following a few simple steps, you’ll find yourself living in your dream home in no time.
Choose Your Lot
You need to have a place to build your new home, and where you choose to put it matters. Not all plots of land are ready to have a house built on them. If you like a piece of land that needs to be razed or to have utilities taken to it, it will increase your build costs. You will also need to have factors like soil condition, zoning, and building codes looked at. You might also want to consider purchasing a piece of land with a dilapidated house currently on a good lot.
Find an Architect
When choosing an architect, make sure they are state-licensed. They will be one of the most significant parts of your home building experience, so you want to make sure they are reputable. When you meet with the architect, be open and honest about your plans for the home’s layout. You might have to compromise on some aspects, but the architect will help you design a house with a good flow that works best for you. If you are unsure where to look for an architect, architect services Albany GA services can help you narrow the choice down.
Create a Budget
When creating a budget, consider talking to a financial advisor. They will help you determine how much you can comfortably afford to spend on the new build. When you are looking for loans, speak to a few different banks to decide what programs they have for lenders and what different rates you might be approved for. It’s in your best interest to shop around. Finally, always plan for overruns. To be on the safe side, budge about 10% more than what was quoted to you.